Privacy Policy

Last updated: August 5, 2026

1. Information Collection

HaloPay collects information to provide better services to our merchants. This includes government-issued IDs for KYC purposes, submitted via SEP-12 protocols, and basic device diagnostics for application performance.

2. Data Security

Your private cryptographic keys never leave your device. All sensitive KYC documents are encrypted and transmitted directly to the authorized Stellar Anchor via a secure TLS connection. HaloPay does not store your KYC photos on local servers.

3. Data Sharing

We share required compliance data strictly with partnered anchors (e.g., MoneyGram) to facilitate fiat off-ramping as mandated by international AML/KYC laws. We do not sell your personal data to third parties.